We have all heard the commercials, touting the benefits of short term disability insurance from the AFLAC duck to get money to pay bills if you get hurt and miss work. While this is something that is of benefit to some people, most people don’t have this type of insurance due to the high costs of premiums and other factors. In addition, like every other insurance policy, there are many restrictions and “loop holes” that these types of policies have on what they pay and don’t pay.
Why is it better to just retain a personal injury lawyer to seek lost wages?
If you are incapacitated to the point you cannot work and earn a living, your bills will start piling up, you will start getting calls from creditors, and you and your family will start to suffer a lot more emotional distress than even what the initial trauma of the accident caused. This is not something that you need to be dealing with in addition to trying to recover from your injuries from a physical standpoint. The good news is that it is something that you don’t have to deal with if you retain quality legal representation in the form of a competent accident attorney.